Live today
Products you can use right now
Each tool below is live and runs on trusted third-party infrastructure — we don't take custody of your funds at any point.
Exchange
Swap 1200+ cryptocurrencies across 200+ blockchains, no registration required. Liquidity aggregated via trusted partner infrastructure.
Bridge
A bridge between TON and BSC, plus USDT transfers across 16 blockchains. Powered by ChangeNOW's infrastructure.
Loan
Pledge BTC, ETH, TON or 350+ other assets and receive USDT in minutes — no credit checks, no need to sell your coins. Powered by CoinRabbit.
MarketCap
A financial information portal with up-to-date cryptocurrency data, market cap, volume and analytical overviews.
TVL Dashboard
Visualizes total value locked across TON, letting you track financial flows and asset status in real time.
In active development
The Tonbankcard Protocol
A non-custodial account layer on TON: each account is an NFT, internal settlement runs through the TBC token. Whitepaper 2.0 extends this into a programmable financial account — with explicit ownership, policy-based permissions, and a standardized way for applications and AI agents to operate within limits the owner sets.
NFT Account Abstraction
Each NFT card represents a unique account. Two account collections are live on TON today.
Open Source
Full source, architecture docs, threat model and key-management policy are public on GitHub.
Zero-Fee Settlement (in development)
Internal transfers between NFT accounts are designed to run with zero fees once the payment contracts reach mainnet.
Non-Custodial
No admin withdrawal rights, no emergency drain, no upgrade proxies. Users always control their funds.
DEX Liquidity
A live TBC/TON pool on TONCO provides decentralized price discovery and on/off ramps today.
External Gateways
Integrates ChangeNOW, NOWPayments and CoinRabbit for swaps, payment processing and collateral-based lending.
Deployment status: the TBC token, both account-NFT collections and the TBC/TON liquidity pool are live on TON mainnet. The core payment contracts (Payment Hub, NFT Account Resolver, Collateral Signal) are complete and audited, and are scheduled for a mainnet deployment ceremony — track progress in the GitHub repository. The policy engine and AI-agent layer described in Whitepaper 2.0 are architecture and product direction, not yet deployed — see the capability-based roadmap below.
- Account NFTs — collection 7777 · collection 8888
- DAO governance — TBC Diamonds (222 NFTs)
Whitepaper 2.0 — proposed direction
Accounts for humans, applications and AI agents
Whitepaper 2.0 describes TONBANKCARD evolving into a programmable financial account layer: the same account usable through a banking UI, an app via SDK/API, or an AI agent via MCP — with the human owner always the root of authority. None of the agent/policy components below are deployed on mainnet yet — this section describes architecture and roadmap, not a live feature.
Policy Engine
Every delegated permission — for an app or an AI agent — is explicit: asset, amount, counterparty, frequency and approval threshold. Outcomes are ALLOW / DENY / APPROVAL_REQUIRED, never implicit.
Agent Layer / MCP
TBC Agent Protocol is a financial domain protocol built on top of MCP — the account owner decides exactly what an agent may read, plan, or execute.
Human Approval
High-risk or unusual actions can require explicit human confirmation before execution — approval is a first-class protocol state, not a UI afterthought.
PLAN → AUTHORIZE → EXECUTE
Financial actions are a lifecycle, not one click: an intent is planned, checked against policy, executed, settled on TON, and correlated in an auditable history.
Capability-based, not date-based
Roadmap
Sequenced by what needs to be true, not by calendar dates. Always check the GitHub repository for current deployment status.
Phase 1 — Account Foundation
NFT account model, non-custodial UX, supported assets and core settlement. Largely live today.
Phase 2 — Financial Modules
Payment hub, merchant flows, DEX adapters, recurring payments, multisig and lending integrations as each module reaches deployment readiness.
Phase 3 — Agent Read Layer
Account discovery, balances, capabilities, activity and policy inspection through the TBC Agent Protocol / MCP.
Phase 4 — Controlled Agent Execution
Intents, policy checks, approvals, constrained execution and audit correlation for agent-initiated actions.
Phase 5 — Autonomous Finance
Policy-bounded agents managing recurring workflows, treasury operations and optimization — without unrestricted ownership.
TONBANKCARD [TBC] Jetton
The native token of the protocol, minted on TON.
Trading & Liquidity
TBC trades against TON on TONCO, DeDust, STON.fi and Swap.coffee, with an active on-chain liquidity pool.
Internal Settlement
TBC is designed as the settlement currency between NFT accounts — including, per Whitepaper 2.0, policy- and agent-initiated transfers — once the payment protocol reaches mainnet.
Ecosystem Utility
As new protocol modules (merchant payments, collateral signals, agent-facing tools) reach mainnet, TBC becomes the native unit of account across them.
Per Whitepaper 2.0: nothing here is a promise of price appreciation, yield, or investment return. Token utility is defined by deployed contracts, not by projections.
Read Our Documents
Everything you need to understand the protocol, the token and how we handle your data.
Infrastructure Partners
Our live products run on infrastructure provided by these partners — we never custody your funds.
